Before You Buy
Preparation is key when buying a house. From down payments to mortgage prequalification to understanding the type of house that will meet your needs and satisfy your wants, Coldwell Banker can help you make sure have your financial ducks in a row and your expectations grounded in reality when preparing to buy a house.
Searching for the Perfect Home
Shopping for a new home can be like a safari hunt. But to bag that trophy house you've been dreaming of, you'll want to understand what it is you're looking for. Traditional or modern? How many bedrooms? Do you want a pool? How are the schools in the neighborhood? You'll face these and many other questions as a prospective homebuyer when you are house hunting for your perfect home.
Nobody can give you better advice and help you understand what fits your taste, your budget and your lifestyle better than Coldwell Banker. We're a house hunter's best friend. 9 out of 10 women trust Coldwell Banker as we carry the Women’s Choice Award seal of approval. Coldwell Banker is the real estate leader in customer experience and overall quality.
Making the Purchase
So you've found the perfect house! It's in a great neighborhood. There's a big yard with fruit trees. And the price fits your budget. Before you sign on the dotted line, make sure no important details are left unnoticed.
Who can you turn to, to guide you through the logistical—and emotional—challenges of buying a house? That's right, your trusted agent. Your agent will sweat every last detail to make sure you're in a great position when you ready to sign the papers.
Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Check out the video below for more information!